What Does Auto Insurance Cover?

The experienced auto insurance agents at Runnels Insurance serving the Brandon, FL area can explain what auto insurance covers.

In Florida, driving without at least an auto liability insurance policy is illegal. A liability policy will provide coverage if you cause an accident and someone is injured or damaged property.

What Does Auto Insurance Cover?

In addition to auto liability insurance, there is an array of other types of auto insurance you can choose from.

Comprehensive Auto Insurance

Comprehensive auto insurance will come in handy if your vehicle is damaged by a fire, vandalism, or even a natural disaster, such as a tornado or hurricane. Your comprehensive auto insurance policy can help you replace or repair your vehicle, depending on the situation. Comprehensive auto insurance can also help if someone steals your car, SUV, or truck by replacing it.

Collision Insurance

Collision insurance is designed to help you cover the cost of damage if you collide with an object or another vehicle.

Remember that you owe a lender for the purchase price of your vehicle; you will more than likely be required to have both comprehensive and collision insurance.

Uninsured or Underinsured Motorist Insurance

This type of insurance is designed to help you if another driver causes an accident, you are injured, or your vehicle is damaged. They have no insurance, or they do not have enough insurance to cover everything it needs to.

Contact Runnels Insurance

To create the best auto insurance policy for you, contact the agents at Runnels Insurance serving the Brandon, FL area today!