Believe it or not, motorcycle insurance isn’t required in every state. However, it is required in most states. Florida is the only state where motorcycle insurance isn’t required, but motorcyclists are required to register their bikes with the DMV. Our Brandon, FL team at Runnels Insurance is committed to helping motorcycle owners get the coverage they need. 

What is Motorcycle Insurance?

Motorcycle insurance is similar to auto insurance because it provides liability coverage for other people’s injuries and property when you’re at fault. However, like auto insurance, you can also purchase collision coverage for your motorcycle and injuries you may incur as well. The coverage can include fire, theft, and damage your bike may incur from poor weather conditions and theft. 

I only drive my motorcycle a few times per year. Do I need motorcycle insurance?

As a Florida motorcycle owner, you don’t need to invest in motorcycle insurance while you’re a resident of Florida. However, if you plan on driving your motorcycle in other states, you will need to invest in motorcycle insurance regardless of how often you drive your motorcycle. Also, motorcycle insurance may be a good idea if the cost of repairing your motorcycle after an accident is too expensive. Motorcycle insurance, like car insurance, has many benefits. Plus, liability coverage is helpful if you’re found at fault for someone’s injuries, accidents, property damage, and traffic violations. If you have questions regarding motorcycle insurance, call us. We’d be happy to help you explore your options.

Your only requirement in Florida is to register your motorcycle at the DMV.