Motorcycle Insurance in Brandon, FL
Florida residents with motorcycles or mopeds are not required to have motorcycle insurance. Brandon, FL riders, as well as motorcycle owners from Valrico, Riverview, Lithia, Plant City, Sun City Center, Apollo Beach, St. Petersburg, Clearwater, and Tampa, are recommended to hold the same policies as car owners. Runnels Insurance offers quality coverage from preferred companies like Safeco and Progressive, and we place high value on our honest service and the integrity of our agents.
Importance of Having Motorcycle Insurance
The National Safety Council estimates a motorcycle accident that causes serious bodily injuries happens every 14 seconds in the United States. Personal injury protection and property damage liability are the two policies car drivers are required to carry, and we recommend motorcyclists have them too. In the event of an accident, regardless of who is at fault, your insurance will pay for any property damage or medical expenses, including the medical bills of another rider on your bike. Without it, you could be paying for your own expenses if you should be in an accident.
In addition to medical payments and property damage protection, riders can also opt for more comprehensive coverage. Coverage to consider:
- Accessory coverage
- Transport Trailer coverage
- Roadside Assistance
- Comprehensive and Collision coverage
- Bodily Injury/Property Damage Liability
- Uninsured/Underinsured Motorist coverage
- Medical Payments
- Trip Interruption
- Total Loss coverage
- Rental Vehicle coverage
- On-road coverage for off-road vehicles
Although Runnels Insurance recommends wearing helmets at all times while on a motorcycle, having insurance can affect when helmets are required. Riders of at least 21 years of age with a minimum coverage of $10,000 and a medical insurance policy are not required to wear helmets. However, eye gear is always required, unless there is a windshield.
At Runnels Insurance, we want to insure your world, one policy at a time. We want our motorcycle enthusiasts and moped riders to be protected at all times by obtaining the right motorcycle insurance. Brandon, FL riders can fill out the form above to request a motorcycle insurance quote from our team to help them compare policies to choose the proper one. We will take the time to work with you and your budget to find the perfect coverage. For more information, contact a member of our insurance agency today!