3220 Bell Shoals Road,
Brandon, FL, 33511
At Runnels Insurance in Brandon, FL, we offer condo policies with comprehensive coverage you can count on when you need it most, not the bare-bones coverage some others offer. We understand that every customer is unique. That’s why we have a wide selection of coverage at competitive rates that will meet your specific needs.
Many condo owners think that their condominium association’s insurance will keep them covered in the event of a catastrophe. Look around the walls of your condo. In many cases, it's only what is outside the walls that is covered by the association.
Of course, Runnels Insurance knows that what is inside those walls is what is most important to our customers, so we offer condo insurance that covers your unit and belongings for adverse events like a fire or burglary, and liability for accidents that occur in your home.
Your Dwelling limit should provide enough coverage to replace the building items you are responsible for under your association’s bylaws. Typically this includes the flooring, cabinets, paint, and possibly drywall, electrical, and plumbing pertaining to your unit. Any alterations, appliances, fixtures, and improvements you make should be factored into this limit.
For an additional premium, you can select Special Coverage for your condo unit’s building items, giving you coverage for a larger number of events. You can also add additional coverage based on your lifestyle, including Golf Cart Coverage and Unit-Owners Rental to Others (if you rent your condo to an annual tenant).
What are some things unique to you as a condo owner?