Florida is an interesting state when it comes to auto and motorcycle insurance. A lot of states will actually mirror their auto and motorcycle minimum requirements in many ways but Florida is different. If you own and operate a motorcycle, then you need to make sure that you have the state minimum coverage on the motorcycle in order to be compliant with the insurance laws in the state. The coverage is not the same as auto insurance so you should make sure you are purchasing motorcycle insurance. If you drive a motorcycle in Florida, these are the minimum coverages you should have according to Runnels Insurance, serving Brandon, FL.
The minimum motorcycle insurance coverage as set forth by the insurance laws in Florida outlines three different coverage amounts and types. The first is coverage of at least $10,000 for one person for bodily injury liability. The second is at least $20,000 in coverage for two or more people for bodily injury liability. The third is at least $10,000 in coverage per crash for property damage liability. Since these are just the most basic of coverages, you may also want to take a look at some of the other types of coverages you can add to your policy in order to provide more protection to yourself and others that are on the road.
As a motorcycle owner and operator, you need to register your vehicle with the state and then get the subsequent insurance. If you do not already have the insurance or you want to make sure that your coverage meets the state minimum requirements, be sure to contact us today at Runnels Insurance, serving Brandon, FL. We will take a look at your current policy or we will find you one that will meet the requirements and will not break the bank.