An auto insurance policyholder is always seeking protection from any threat of financial losses stemming from involvement in a road accident. Sometimes, the coverage provided does not exceed your expectations. Runnels Insurance in Brandon, FL, can assist with creating an auto insurance policy that includes all the basic components.  

Select Bodily Injury Liability Coverage

All drivers want auto insurance that protects them financially, especially if they cause a vehicle accident that injures others. Bodily injury liability coverage pays for all expenses (medical bills, rehabilitation visits, and lost wages) of the injured party following the mishap.

The coverage is available to all drivers on the auto insurance policy. Some policyholders will opt to have more than the state minimum to protect their personal assets. The bodily injury liability coverage transfers over when permission is granted to drive another person’s automobile. 

Add Property Damage Coverage

Another basic component to add to your auto insurance policy is property damage coverage. The purpose of the coverage is to pay for all damage done to another person’s property following a street accident. Insurance providers define property as fences, building walls, and mailboxes.

Sometimes, a vehicle could end up inside the home. The property damage coverage will pay for all interior and exterior repairs. In extreme cases of this nature, the homeowner’s insurance policy will cover all the remaining amount after your coverage has exceeded its limit.

Not every auto insurance policy is the same. But every driver needs the basic components to be fully protected when traveling. If you have questions about auto insurance, speak with a representative from Runnels Insurance in Brandon, FL. They have the experience to answer your questions and create a policy that protects your financial interests. Call and schedule an in-office meeting today.