Auto insurance is a legal requirement for drivers in Florida. Many individuals have queries about car insurance and the policy options they should consider. If you reside in the Brandon, FL area and wish to discuss your auto insurance options, our team at Runnels Insurance is eager to assist. We have been serving drivers in your area since 1994.
Car Insurance Considerations for College Students
College students face numerous challenges, and those who drive must also make informed decisions about car insurance. Interestingly, the Affordable Care Act has enabled some Florida college students to pay a penalty instead of purchasing car insurance. Specific Florida colleges mandate that their students provide proof of insurance, purchased independently or by their parents.
Students who choose to opt out of insurance need to present a copy of a decline request. College students who don’t intend to drive can opt for an away-at-school discount, which serves as their proof of insurance for school. Full-time students may be eligible for discounts to maintain good grades and safe driving. According to Car and Driver, although college students may prefer their own car insurance policy, remaining on their parent’s auto insurance policy can reduce their share of the car insurance premiums.
Contact Us Today for Your Appointment
Regardless of your age, if you drive, you need auto insurance. Our team at Runnels Insurance is ready to help you prepare for the potential occurrence of an auto accident. Residents of Brandon, FL can find the auto insurance answers they need when they visit our office. Call us to schedule an appointment today, and let’s prepare you for the road.
