Liability, Collision, and Comprehensive: Motorcycle Insurance Explained

Your motorcycle insurance policy helps protect you from financial liability when you’re on the road. There are many types of motorcycle insurance that you can get, and it’s important to know how policies differ from each other. If you drive a motorcycle and want to ensure that you’re as protected as possible when you’re on the road, the professionals at Runnels Insurance servicing Brandon, FL can help. We provide information to our clients to help them understand their insurance options, so they can choose the best policy for their needs. 

Liability Insurance

Liability insurance covers other drivers on the road. If you’re at fault in an accident, liability insurance can help repair the other drivers damaged vehicle. Liability insurance does not cover your motorcycle, so if you want to ensure that your motorcycle will be repaired through your own insurance, you’ll need a collision insurance policy. 

Collision Insurance

Collision insurance helps repair or replace your motorcycle if you’re in an accident, regardless of fault. Collision insurance can be very helpful if your vehicle is very valuable and would be costly to repair after an accident. With collision insurance, you can help ensure you have the resources to recover after a covered event occurs. 

Comprehensive Insurance

Comprehensive insurance covers non-collision events. Was your motorcycle stolen? Most comprehensive insurance policies will help replace your motorcycle. Was your motorcycle vandalized? Comprehensive insurance will likely provide coverage for that too. Having comprehensive insurance can help you recover when non-collision events get in the way. 

Do you want motorcycle insurance for all of your needs? The professionals at Runnels Insurance servicing Brandon, FL can help. Call today to talk to one of our insurance professionals about the different types of motorcycle insurance. As independent insurance agents, we can help you shop around for a policy.