{"id":372,"date":"2026-06-30T12:00:00","date_gmt":"2026-06-30T18:00:00","guid":{"rendered":"https:\/\/www.runnelsinsurance.com\/blog\/?p=372"},"modified":"2026-06-23T04:57:46","modified_gmt":"2026-06-23T10:57:46","slug":"is-there-a-maximum-age-in-florida-when-seniors-cannot-get-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.runnelsinsurance.com\/blog\/is-there-a-maximum-age-in-florida-when-seniors-cannot-get-auto-insurance\/","title":{"rendered":"Is There a Maximum Age in Florida When Seniors Cannot Get Auto Insurance?"},"content":{"rendered":"

About Getting Auto Insurance for Seniors<\/h2>\n

Whether you live in Brandon, FL or another city in the Sunshine State, no matter your age, you want to know you have access to auto insurance. Senior citizens especially want to know this as staying mobile plays a big role in staying active. When you are a senior and wondering what to expect about coverage, let our agents at Runnels Insurance put your mind at ease. <\/p>\n

Florida’s Stand on Insurance for Seniors<\/h2>\n

The good news is that Florida does not impose a maximum age when you can get auto insurance. The state also does not allow an insurance company to refuse coverage or cancel your current policy because of your age, only. <\/p>\n

Exceptions for Coverage Seniors Need to Consider<\/h2>\n

While there is no limit regarding age to get auto insurance in Florida, the state does have several regulations that seniors must comply with. These include renewal of your driver’s license and passing a vision test.<\/p>\n

Renewing Your License<\/h3>\n

If you are 80 or older, instead of the standard 8-year period before you can renew, you will have to renew your license every six years. <\/p>\n

Vision Test<\/h3>\n

When you renew your license, you will be required to take and pass a vision test. Your vision will need to be 20\/50, which is the minimum required. <\/p>\n

Other Considerations<\/h2>\n

On the positive side, Florida requires that auto insurers offer discounts if you have completed a certified driver safety course for mature drivers. <\/p>\n

On the other hand, you may see an adjustment in your insurance premiums. Your insurer may also require an update on your medical status. This may be if there is an increase in the claims you have filed or there is documentation of a decrease in your ability to drive.<\/p>\n

Contact Us<\/h2>\n

For our Brandon, FL seniors, don’t worry about your auto coverage. One call to Runnels Insurance will help keep you on the road.<\/p>\n","protected":false},"excerpt":{"rendered":"

About Getting Auto Insurance for Seniors Whether you live in Brandon, FL or another city in the Sunshine State, no matter your age, you want to know you have access to auto insurance. Senior citizens especially want to know this as staying mobile plays a big role in staying active. When you are a senior […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[43,8,9,33,25],"class_list":["post-372","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-brandon","tag-fl","tag-insurance","tag-runnels-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t