{"id":272,"date":"2022-11-26T04:00:00","date_gmt":"2022-11-26T10:00:00","guid":{"rendered":"https:\/\/www.runnelsinsurance.com\/blog\/?p=272"},"modified":"2022-11-26T15:00:05","modified_gmt":"2022-11-26T21:00:05","slug":"will-my-home-owners-insurance-cover-my-she-shed","status":"publish","type":"post","link":"https:\/\/www.runnelsinsurance.com\/blog\/will-my-home-owners-insurance-cover-my-she-shed\/","title":{"rendered":"Will my home owners insurance cover my she-shed?"},"content":{"rendered":"<p>Your homeowner&#8217;s&nbsp;insurance covers many things. Homeowner insurance provides coverage from the structure of your home to your personal belongings. Homeowners&#8217; insurance can be expansive, making it hard to know exactly what&#8217;s covered. Our Brandon, FL office at Runnels Insurance knows that a homeowners&#8217; policy has many details that people may not be familiar with. We&#8217;re here to help.<\/p>\n<h2><strong>What is Homeowners Insurance?<\/strong><\/h2>\n<p>Homeowners insurance provides coverage for your home&#8217;s external and internal structures and any other structures on your property. Homeowners insurance also includes liability protection and medical coverage. However, every homeowner&#8217;s policy is specific. As a result, it&#8217;s a good idea to understand your homeowner&#8217;s policy thoroughly. Although many things are covered, there are some situations that your homeowners&#8217; policy wouldn&#8217;t cover. Most policies have limits and stipulations concerning what&#8217;s covered.<\/p>\n<h3><strong>Will my homeowner&#8217;s insurance cover my she-shed?<\/strong><\/h3>\n<p>A standard homeowners insurance policy covers your home and any structure on your property. This includes sheds. There&#8217;s no need to purchase a separate policy for your shed because it should be covered under your existing homeowner&#8217;s policy. However, there are some circumstances where your shed&#8217;s damage may not be covered. If the damage occurred due to an action or incident not outlined as a covered event, you might have to cover the damage out of pocket. Your homeowner&#8217;s policy clearly outlines what&#8217;s covered. Also, an insurance agent could clearly outline what damage would be covered under your policy. If you have questions regarding coverage, call us. We&#8217;d be happy to discuss any issues or concerns you may have and provide answers.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your homeowner&#8217;s&nbsp;insurance covers many things. Homeowner insurance provides coverage from the structure of your home to your personal belongings. Homeowners&#8217; insurance can be expansive, making it hard to know exactly what&#8217;s covered. Our Brandon, FL office at Runnels Insurance knows that a homeowners&#8217; policy has many details that people may not be familiar with. We&#8217;re [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[27,25],"class_list":["post-272","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-brandon-fl","tag-runnels-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Your homeowner&#039;s insurance covers many things. Homeowner insurance provides coverage from the structure of your home to your personal belongings. Homeowners&#039; insurance can be expansive, making it hard to know exactly what&#039;s covered. Our Brandon, FL office at Runnels Insurance knows that a homeowners&#039; policy has many details that people may not be familiar with. 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