{"id":210,"date":"2020-04-27T04:00:00","date_gmt":"2020-04-27T10:00:00","guid":{"rendered":"https:\/\/www.runnelsinsurance.com\/blog\/?p=210"},"modified":"2020-04-25T15:29:45","modified_gmt":"2020-04-25T21:29:45","slug":"umbrella-insurance-coverage-specifics-for-brandon-fl-residents","status":"publish","type":"post","link":"https:\/\/www.runnelsinsurance.com\/blog\/umbrella-insurance-coverage-specifics-for-brandon-fl-residents\/","title":{"rendered":"Umbrella Insurance Coverage Specifics for Brandon, Fl Residents"},"content":{"rendered":"<p>Umbrella insurance is for you if you have any items of value. If you are sued for a situation that occurred on or in your property that resulted in an injury, umbrella insurance helps with legal expenses and protects you if you lose your case. We offer a variety of insurance options at Runnels Insurance. Here is&nbsp;what you need to know about umbrella insurance.<\/p>\n<h2>Umbrella Insurance Coverage for Brandon, FL&nbsp;Residents<\/h2>\n<h3>How Does Umbrella Insurance Help Protect Your Assets?<\/h3>\n<p>Umbrella insurance helps protect your assets by:<\/p>\n<ul>\n<li>Providing extra coverage when your insurance policies for auto, homeowners, and boat coverage limits are exceeded<\/li>\n<li>Providing extra coverage for claims that are not covered by liability policies<\/li>\n<\/ul>\n<h3>What Are the Specific Umbrella Coverages for&nbsp;Florida Residents?<\/h3>\n<p>Umbrella insurance coverage is for:<\/p>\n<ul>\n<li>Injuries<\/li>\n<li>Personal liability situations<\/li>\n<li>Property damage<\/li>\n<li>Lawsuits<\/li>\n<\/ul>\n<h3>Umbrella Policy Coverages<\/h3>\n<p><strong>Bodily Injury Liability<\/strong><\/p>\n<p>Bodily injury liability covers:<\/p>\n<ul>\n<li>An at-fault accident that results in a severe injury<\/li>\n<li>Dog attack accidents when your dog is at fault<\/li>\n<li>A guest falls in your home<\/li>\n<li>A neighbor&#8217;s child(ren) is injured while playing on your property<\/li>\n<\/ul>\n<p><strong>Property Damage Liability&nbsp;<\/strong><\/p>\n<p>Property damage liability covers:<\/p>\n<ul>\n<li>The cost of damage to someone&#8217;s tangible property<\/li>\n<li>The loss of someone&#8217;s tangible property<\/li>\n<\/ul>\n<p><strong>Rental Property Damage for Property Owners<\/strong><\/p>\n<p>Property owners can face a variety of liability situations, and umbrella insurance helps with the liability costs of someone suing you due to:<\/p>\n<ul>\n<li>Someone injuring themselves due to a damaged sidewalk of your rental property<\/li>\n<li>Your tenant&#8217;s dog biting someone and you, the landlord, are held responsible for the damages<\/li>\n<\/ul>\n<h3>Other Situations an Umbrella Policy Can Cover<\/h3>\n<p>Other situations an umbrella policy can cover include:<\/p>\n<ul>\n<li>Slander<\/li>\n<li>Libel<\/li>\n<li>False arrest<\/li>\n<li>Malicious prosecution<\/li>\n<li>Shock\/Mental anguish<\/li>\n<\/ul>\n<h2>How Can Runnels Insurance in Brandon, FL&nbsp;Help?<\/h2>\n<p>Runnels Insurance provides a variety of insurance coverages, including insurance for your condo, home, auto, flood, life, and umbrella insurance. We take pride in providing excellent service and putting our customers first.&nbsp;Contact us today to learn more about our insurance coverage options.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Umbrella insurance is for you if you have any items of value. If you are sued for a situation that occurred on or in your property that resulted in an injury, umbrella insurance helps with legal expenses and protects you if you lose your case. We offer a variety of insurance options at Runnels Insurance. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[27,25],"class_list":["post-210","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-brandon-fl","tag-runnels-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=210"}],"version-history":[{"count":1,"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/210\/revisions"}],"predecessor-version":[{"id":211,"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/210\/revisions\/211"}],"wp:attachment":[{"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}