{"id":120,"date":"2016-12-19T21:01:02","date_gmt":"2016-12-20T03:01:02","guid":{"rendered":"http:\/\/runnelsinsurance.com\/blog\/?p=120"},"modified":"2017-02-19T21:02:15","modified_gmt":"2017-02-20T03:02:15","slug":"why-home-insurance-is-cheaper-than-not-having-it","status":"publish","type":"post","link":"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/","title":{"rendered":"Why Home Insurance Is Cheaper Than Not Having It"},"content":{"rendered":"<p>Most households maintain a budget these days. They keep a close eye on where their money goes so that they will have enough at the end of the month. In many of these households, home insurance isn\u2019t included in the budget because they don\u2019t have it. If your household in Brandon, FL doesn\u2019t have home insurance, you are setting yourself up for a financial letdown.<\/p>\n<h2>Avoid Costly Repairs with Home Insurance<\/h2>\n<p>Although home insurance increases your monthly expenses, you can budget for it. However, the cost of making repairs following a hurricane or other disaster can cost you thousands of dollars. Between 2010 and 2014, the average cost for a fire, lightning, and debris removal claim was $39,791. When you compare that to the average annual cost of home insurance in Florida, $1,991, it\u2019s easy to see that not having home insurance costs more.<\/p>\n<h2>Home Insurance Covers Liabilities<\/h2>\n<p>Another protection offered by home insurance is liabilities. If a guest visits your home and sustains an injury on your property, it\u2019s possible you will be responsible for making them whole. Without home insurance, you must cover these costs alone. If you are fighting to maintain your budget, an injury on your property could be the budget-breaker that prevents you from providing for your family.<\/p>\n<h2>Home Insurance Prevents You from Replacing Personal Assets<\/h2>\n<p>When you experience a loss, odds are, you will experience a loss of personal property as well. Items like computers, TVs, and furniture are expensive to replace. Imagine if you had to replace all the personal belongings you own in one room. How much would it cost? What if you had to replace all of your personal belongings? Fortunately, you may not have to do that if you have home insurance.<\/p>\n<p>In Brandon, FL, home insurance is a necessity. If you don\u2019t have it, contact us to get it now by contacting us on our website. Budgets are great, but they can\u2019t help you avoid a financial catastrophe due to repairing your home or replacing your property following a loss.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most households maintain a budget these days. They keep a close eye on where their money goes so that they will have enough at the end of the month. In many of these households, home insurance isn\u2019t included in the budget because they don\u2019t have it. If your household in Brandon, FL doesn\u2019t have home [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-120","post","type-post","status-publish","format-standard","hentry","category-home-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Most households maintain a budget these days. They keep a close eye on where their money goes so that they will have enough at the end of the month. In many of these households, home insurance isn\u2019t included in the budget because they don\u2019t have it. If your household in Brandon, FL doesn\u2019t have home\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Why Home Insurance Is Cheaper Than Not Having It | Blog\" \/>\n\t\t<meta property=\"og:description\" content=\"Most households maintain a budget these days. They keep a close eye on where their money goes so that they will have enough at the end of the month. In many of these households, home insurance isn\u2019t included in the budget because they don\u2019t have it. If your household in Brandon, FL doesn\u2019t have home\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2016-12-20T03:01:02+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2017-02-20T03:02:15+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Why Home Insurance Is Cheaper Than Not Having It | Blog\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Most households maintain a budget these days. They keep a close eye on where their money goes so that they will have enough at the end of the month. In many of these households, home insurance isn\u2019t included in the budget because they don\u2019t have it. If your household in Brandon, FL doesn\u2019t have home\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/why-home-insurance-is-cheaper-than-not-having-it\\\/#article\",\"name\":\"Why Home Insurance Is Cheaper Than Not Having It | Blog\",\"headline\":\"Why Home Insurance Is Cheaper Than Not Having It\",\"author\":{\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2016-12-19T21:01:02-06:00\",\"dateModified\":\"2017-02-19T21:02:15-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/why-home-insurance-is-cheaper-than-not-having-it\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/why-home-insurance-is-cheaper-than-not-having-it\\\/#webpage\"},\"articleSection\":\"Home Insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/why-home-insurance-is-cheaper-than-not-having-it\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"position\":2,\"name\":\"Home Insurance\",\"item\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/category\\\/home-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/why-home-insurance-is-cheaper-than-not-having-it\\\/#listItem\",\"name\":\"Why Home Insurance Is Cheaper Than Not Having It\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/why-home-insurance-is-cheaper-than-not-having-it\\\/#listItem\",\"position\":3,\"name\":\"Why Home Insurance Is Cheaper Than Not Having It\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/#organization\",\"name\":\"Blog\",\"url\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/why-home-insurance-is-cheaper-than-not-having-it\\\/#webpage\",\"url\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/why-home-insurance-is-cheaper-than-not-having-it\\\/\",\"name\":\"Why Home Insurance Is Cheaper Than Not Having It | Blog\",\"description\":\"Most households maintain a budget these days. They keep a close eye on where their money goes so that they will have enough at the end of the month. In many of these households, home insurance isn\\u2019t included in the budget because they don\\u2019t have it. If your household in Brandon, FL doesn\\u2019t have home\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/why-home-insurance-is-cheaper-than-not-having-it\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2016-12-19T21:01:02-06:00\",\"dateModified\":\"2017-02-19T21:02:15-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/\",\"name\":\"Blog\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.runnelsinsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Why Home Insurance Is Cheaper Than Not Having It | Blog","description":"Most households maintain a budget these days. They keep a close eye on where their money goes so that they will have enough at the end of the month. In many of these households, home insurance isn\u2019t included in the budget because they don\u2019t have it. If your household in Brandon, FL doesn\u2019t have home","canonical_url":"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/#article","name":"Why Home Insurance Is Cheaper Than Not Having It | Blog","headline":"Why Home Insurance Is Cheaper Than Not Having It","author":{"@id":"https:\/\/www.runnelsinsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.runnelsinsurance.com\/blog\/#organization"},"datePublished":"2016-12-19T21:01:02-06:00","dateModified":"2017-02-19T21:02:15-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/#webpage"},"isPartOf":{"@id":"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/#webpage"},"articleSection":"Home Insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.runnelsinsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.runnelsinsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.runnelsinsurance.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.runnelsinsurance.com\/blog\/category\/home-insurance\/#listItem","position":2,"name":"Home Insurance","item":"https:\/\/www.runnelsinsurance.com\/blog\/category\/home-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/#listItem","name":"Why Home Insurance Is Cheaper Than Not Having It"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.runnelsinsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/#listItem","position":3,"name":"Why Home Insurance Is Cheaper Than Not Having It","previousItem":{"@type":"ListItem","@id":"https:\/\/www.runnelsinsurance.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.runnelsinsurance.com\/blog\/#organization","name":"Blog","url":"https:\/\/www.runnelsinsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.runnelsinsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.runnelsinsurance.com\/blog\/author\/agentinsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/#webpage","url":"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/","name":"Why Home Insurance Is Cheaper Than Not Having It | Blog","description":"Most households maintain a budget these days. They keep a close eye on where their money goes so that they will have enough at the end of the month. In many of these households, home insurance isn\u2019t included in the budget because they don\u2019t have it. If your household in Brandon, FL doesn\u2019t have home","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.runnelsinsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/#breadcrumblist"},"author":{"@id":"https:\/\/www.runnelsinsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.runnelsinsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2016-12-19T21:01:02-06:00","dateModified":"2017-02-19T21:02:15-06:00"},{"@type":"WebSite","@id":"https:\/\/www.runnelsinsurance.com\/blog\/#website","url":"https:\/\/www.runnelsinsurance.com\/blog\/","name":"Blog","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.runnelsinsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog |","og:type":"article","og:title":"Why Home Insurance Is Cheaper Than Not Having It | Blog","og:description":"Most households maintain a budget these days. They keep a close eye on where their money goes so that they will have enough at the end of the month. In many of these households, home insurance isn\u2019t included in the budget because they don\u2019t have it. If your household in Brandon, FL doesn\u2019t have home","og:url":"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/","article:published_time":"2016-12-20T03:01:02+00:00","article:modified_time":"2017-02-20T03:02:15+00:00","twitter:card":"summary","twitter:title":"Why Home Insurance Is Cheaper Than Not Having It | Blog","twitter:description":"Most households maintain a budget these days. They keep a close eye on where their money goes so that they will have enough at the end of the month. In many of these households, home insurance isn\u2019t included in the budget because they don\u2019t have it. If your household in Brandon, FL doesn\u2019t have home"},"aioseo_meta_data":{"post_id":"120","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 11:40:51","updated":"2025-08-30 01:02:33","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.runnelsinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.runnelsinsurance.com\/blog\/category\/home-insurance\/\" title=\"Home Insurance\">Home Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhy Home Insurance Is Cheaper Than Not Having It\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.runnelsinsurance.com\/blog"},{"label":"Home Insurance","link":"https:\/\/www.runnelsinsurance.com\/blog\/category\/home-insurance\/"},{"label":"Why Home Insurance Is Cheaper Than Not Having It","link":"https:\/\/www.runnelsinsurance.com\/blog\/why-home-insurance-is-cheaper-than-not-having-it\/"}],"_links":{"self":[{"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/120","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=120"}],"version-history":[{"count":2,"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/120\/revisions"}],"predecessor-version":[{"id":122,"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/120\/revisions\/122"}],"wp:attachment":[{"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=120"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=120"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.runnelsinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}